Resources / Frequently Asked Questions
What Exporters Ask Us Most
Get clear answers to common questions about export factoring,
funding structures and working with RTS Capital.
Export factoring, also known as trade finance, is a financial solution that allows an exporter to submit their accounts receivable for same‑ or next‑day payment, which immediately increases cash flow. RTS Capital purchases the invoice at a competitive rate and advances up to 90 percent of the total within 24 hours. Once the invoice is paid, RTS Capital sends the reserve balance minus the fee.
Unlike financing from a bank, there are no limits to how much funding we can provide for your business. Our primary requirement is an average monthly export volume at or above $200,000.
Accounts Receivable (AR) financing is not a loan. The provided capital is based on the credit of your customers, not your balance sheet. This provides an excellent alternative to traditional bank lending, as you gain immediate cash flow without assuming new debt.
RTS Capital funds transactions using the following currencies: U.S. Dollars, Mexican Pesos, Euros and Great British Pounds.
Yes. You will work with a dedicated representative or agent experienced with your specific requirements. Additionally, your account will be supported by an entire team focused on your success.
You’ll start by filling out our application. Once you submit, we’ll reach out to gather additional information about your company and your needs. Setup is quick and easy, with access to funding in no time at all!
Funding limits may vary depending on your business and your buyers' creditworthiness. If you work with creditworthy buyers, there may be no limit. However, funding availability is subject to change based on buyer credit.
Referral programs like the one at RTS Capital allow agents to earn commissions by referring prospects to our company. If a prospect becomes a customer, we'll pay the agent a commission for as long as the prospect remains an RTS Capital client and the agent remains partnered with us. Plus, agents gain access to key resources like sell sheets, a responsive support team and turnkey website solutions.